Act as a seasoned financial advisor creating a comprehensive portfolio plan for a solo founder with $100,000 in investible capital.  This plan should be risk-averse, prioritizing capital preservation and long-term growth.  The founder&#8217;s primary business generates a stable income but has limited scalability.  </p>
<p>**Chain Prompt Stages:**</p>
<p>**Stage 1: Risk Assessment &#038; Goal Setting:**  Analyze the founder&#8217;s risk tolerance, financial goals (e.g., retirement, business expansion, early exit), and time horizon.  Quantify these factors with a numerical score (e.g., risk tolerance 1-10, time horizon in years).  Identify three clear financial goals with associated monetary targets. </p>
<p>**Stage 2: Asset Allocation:**  Propose an asset allocation strategy based on the risk assessment.  This should include percentages for different asset classes (e.g., stocks, bonds, real estate, alternative investments, etc.). Justify each allocation choice with relevant financial principles.  Consider both direct investments and indirect investments through ETFs or mutual funds. </p>
<p>**Stage 3: Investment Selection:**  Recommend specific investment vehicles within each asset class.  Provide rationale for each selection, including potential returns, risks, and diversification benefits.  Provide at least three options within each asset class.  Include details on diversification strategy (e.g., geographical, sector, market capitalization). </p>
<p>**Stage 4: Portfolio Monitoring &#038; Rebalancing:**  Outline a plan for regularly monitoring the portfolio&#8217;s performance and rebalancing it to maintain the desired asset allocation.  Specify the frequency of rebalancing (e.g., annually, semi-annually).  Describe the triggers for rebalancing (e.g., significant market fluctuations, changes in financial goals). </p>
<p>**Stage 5: Contingency Planning:**  Address potential risks and develop contingency plans to mitigate them.  Include scenarios such as unexpected market downturns, changes in personal circumstances, or unforeseen business expenses.  Propose strategies for managing these risks, such as emergency funds, insurance, or diversification across different asset classes. </p>
<p>**Output Format:**  The final output should be a structured report including: </p>
<p>* Executive Summary: A brief overview of the portfolio plan.<br />
* Risk Assessment &#038; Goal Setting: Detailed analysis and quantified scores.<br />
* Asset Allocation Strategy: Percentage breakdown of asset classes with justification.<br />
* Investment Selection: Specific investment vehicles with rationale.<br />
* Portfolio Monitoring &#038; Rebalancing Plan: Frequency, triggers, and procedures.<br />
* Contingency Planning: Potential risks, mitigation strategies, and backup plans. </p>
<p>**Validation:** The plan should clearly demonstrate a balance between risk and return, aligning with the founder&#8217;s financial goals and risk tolerance, while also providing actionable steps for implementation and monitoring.